To sell a property in Girona you need a price based on real sales in your area (not on listings), the paperwork ready (Land Registry extract, energy certificate and habitability certificate), a clear picture of the seller's costs (municipal capital gains tax and income tax) and a well-presented home. At AJ Grup we do it with you from start to finish, across the whole city and the Gironès.
1. What your home is really worth
The most expensive mistake when selling is starting at the wrong price. Too high and the listing goes stale within weeks, so you end up cutting more than necessary; too low and you give money away. We value with closing prices of real transactions in your Girona neighbourhood, not with what other listings are asking, and adjust for floor, lift, orientation, condition and terrace.
Get a first idea with the online valuation tool and then ask us for a free in-person valuation.
2. Paperwork to sell a property in Girona
- Nota simple from the Land Registry (ownership and charges).
- Energy performance certificate: compulsory to advertise and sell.
- Habitability certificate (cèdula d'habitabilitat) in force: required in Catalonia when selling a used home.
- Latest property tax (IBI) receipt and a certificate from the community of owners confirming you are up to date.
- If there is a mortgage, the outstanding debt certificate from the bank to cancel it at signing.
If anything is missing, we take care of it.
3. Seller's costs and taxes
- Municipal capital gains tax (plusvalía), charged by Girona City Council.
- Income tax (IRPF) on the capital gain if you sell for more than you paid (with exemptions, for example if you reinvest in your main home or are over 65). Non-residents pay a 3% withholding on the price, offset against the final tax.
- Registry cancellation of the mortgage, if any.
- The agency fee, agreed in writing from the outset.
Before putting your home on the market we give you an estimate of what you will net.
4. How we handle the sale
- Visit and valuation with real sales data.
- Professional photography and listing on Idealista, Fotocasa and Habitaclia.
- Circulation to our database of buyers already looking in Girona.
- Buyer screening: only those who can buy view the property, with financing assessed by AJ Finances.
- Negotiation, deposit contract and support through to the notary.
Why sell with AJ Grup?
We cover all of Girona (Barri Vell, Eixample, Montilivi, Sant Narcís, Santa Eugènia, Palau, Pont Major) and the Gironès, from our office at Carrer Andreu Tuyet i Santamaria 17. One point of contact from start to finish, registered agents (API Girona, AICAT 13796) and an in-house mortgage division that speeds up sales because buyers arrive with their financing in place. We work in English, Catalan and Spanish, and with sellers living abroad.
How long does it take to sell a property in Girona?
It depends above all on the price and the condition. A well-priced, well-presented home usually receives serious offers within a few weeks; if two months go by without quality viewings, the problem is normally the price.
What taxes does the seller of a property in Girona pay?
Mainly the municipal capital gains tax and, if there is a gain, income tax. We calculate them before you sell so you know what you will keep.
Is the valuation free?
Yes. The in-person valuation is free and without obligation, and you can also start with the online valuation tool.
Can I sell if I still have a mortgage?
Yes. The mortgage is cancelled on signing day with the proceeds of the sale; we coordinate the debt certificate with your bank and the notary.
Shall we talk about your property?
We tell you what it is really worth and how to sell it, with no obligation.
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