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AJ Finances

Mortgage calculator

Payment, deposit and all the savings you need to buy in Catalonia, with this month's rates.

80 %
Mortgage type

Property

To work out what share of your income goes on the payment.

Estimated monthly payment
€
Mortgage

What you need saved

Deposit
Tax
Notary, land registry and agency (estimate)
Valuation
Savings needed

 

Total interest
Total repaid

Indicative calculation, not an offer. French amortisation. Rates are market references as of 02/11/2026, with linked products; without them they are usually higher. The bank decides based on your profile and the valuation. Taxes: Catalan Tax Agency rates in force since 27/06/2025 (VAT on new builds: 10%). 12-month Euribor for 10/2026: 3.239%, provisional figure. Notary, registry and agency costs are an estimate.

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